Personal Finance | MoneyGuru

Sidestepping the Mutual Fund Tax Trap: Strategies to Avoid Surprise Taxes

Mutual funds can surprise investors with capital gains taxes - even on funds that lost money. Here's why it happens and how to reduce your exposure. Why Fund Investors May Owe Taxes on Losses Mutu...

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The Benefits of Roth IRA Conversion Before Tax Rates Rise

With tax rates set to increase in 2026 when provisions of the 2017 Tax Cuts and Jobs Act expire, now may be a good time to consider converting your traditional 401(k) or IRA to a Roth. While you'll ne...

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When Your Spouse Has Secret Assets: How to Protect Yourself from Financial Infidelity

Financial infidelity is when one spouse hides or withholds financial information from the other. This can be anything from secret credit card debt to a hidden bank account. While financial infidelity ...

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How Much Do I Need for the Retirement of My Dreams?

Planning for retirement can seem daunting with so many unknowns. When will you retire? How much will you spend? How long will you live? While there are no definite answers, guidelines based on your ag...

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6 Tips to Protect Yourself from Financial Infidelity

Financial infidelity is a serious problem that can damage trust and undermine the financial stability of a relationship. It can take many forms, from hiding debt or assets to making major financial de...

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How to Prepare for a Smaller Social Security COLA in 2024

Social Security recipients are on track to receive a smaller cost-of-living adjustment (COLA) in 2024 than they did in 2023, as inflation has cooled in recent months. If inflation continues to trend ...

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5 Steps to Take Control of Your Finances

Financial well-being is a goal that many of us strive for, but one of the most common and challenging hurdles is getting out of debt. The process of eliminating debt can be overwhelming and arduous, b...

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The Ultimate Guide to Reducing Your Health Care Costs

Health care costs are on the rise, but there are steps you can take to reduce your spending. Here are 10 tips to help you slash your health care costs: Be proactive about preventive care. ...

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CashAdvance.com: A Personal Loan Provider for Bad Credit

CashAdvance.com is a personal loan provider that offers loans to borrowers with bad credit. The company was founded in 2006 and is headquartered in San Francisco, California. CashAdvance.com offers lo...

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Annuities: A Guide to This Complex but Important Retirement Product

Annuities are financial products that can help you save for retirement, generate income in retirement, or provide a death benefit to your beneficiaries. They work by pooling your money with the money ...

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