As a financial advisor and credit card expert, I'm here to help you navigate the often complex world of credit card fees. Understanding and avoiding unnecessary charges can save you significant money ...
Like many people, I've always considered myself more of a spender than a saver. Spending money never really bothered me that much - in fact, it often provided a little mood boost, especially during st...
Let's face it, saving money can feel like a chore. But what if you could achieve your financial goals without sacrificing the things you enjoy? It's possible! Here at I Love Gold, we believe in buildi...
Budgeting. Ugh. The mere word can conjure up images of restrictive spreadsheets and endless deprivation. But what if there was a simpler way to manage your money, a way that allowed you to save for th...
Are you ready to take the leap into the world of stock market investing? If so, look no further! Opening an account at Interactive Brokers is your ticket to unlocking a universe of opportunities. Whet...
Mortgage shopping can feel overwhelming, especially with interest rates over 6% currently. Making an informed decision about your loan type is critical to get the best rate and terms for your situatio...
While stocks are up big this year, gains are concentrated in a handful of large tech companies. This amplifies risks in broad market funds like 401(k)s.
Concentrated Gains in 2023
Over 80% of S&am...
Mutual funds can surprise investors with capital gains taxes - even on funds that lost money. Here's why it happens and how to reduce your exposure.
Why Fund Investors May Owe Taxes on Losses
Mutu...
The Biden administration's broad student loan forgiveness plan was blocked, but the new Saving on a Valuable Education (SAVE) program is moving forward. SAVE is an income-driven repayment plan that co...
With tax rates set to increase in 2026 when provisions of the 2017 Tax Cuts and Jobs Act expire, now may be a good time to consider converting your traditional 401(k) or IRA to a Roth. While you'll ne...