While stocks are up big this year, gains are concentrated in a handful of large tech companies. This amplifies risks in broad market funds like 401(k)s.
Concentrated Gains in 2023
Over 80% of S&am...
Cash balance plans are gaining popularity as a way for highly compensated individuals to sustain their desired income levels in retirement. But with interest rates on the rise, it may be time to reeva...
Introduction
Retirement is a major life transition that can be both exciting and daunting. On the one hand, it's a time to relax and enjoy the fruits of your labor. On the other hand, it's also a tim...
Planning for retirement can seem daunting with so many unknowns. When will you retire? How much will you spend? How long will you live? While there are no definite answers, guidelines based on your ag...
Social Security recipients are on track to receive a smaller cost-of-living adjustment (COLA) in 2024 than they did in 2023, as inflation has cooled in recent months.
If inflation continues to trend ...
Retirement is supposed to be a time to relax and enjoy your golden years. But managing your health care can be a whole new challenge.
Medicare is a complex system, and it's easy to make mistake...
Are you worried about outliving your retirement savings? If so, you're not alone. Millions of Americans are concerned about running out of money in their golden years.
There are a number of thi...
Annuities are financial products that can help you save for retirement, generate income in retirement, or provide a death benefit to your beneficiaries. They work by pooling your money with the money ...
Millions of high-earning Americans are slated to lose a popular tax deduction starting next year. The change, which was part of a set of new rules Congress passed in December, will require high earner...
Many people assume that their credit scores will stay the same or even improve after they retire. However, this is not always the case. In fact, credit scores can actually decline in retirement for a ...