Credit cards can be a convenient and rewarding way to pay for purchases. However, it's important to use them wisely to avoid debt and build your credit score.
Here are seven tips to help you use ...
New Rules for 401(k) Catch-Up Contributions Affect High Earners
Millions of high-earning Americans are slated to lose a popular tax deduction starting next year. The change, which was part of a set of new rules Congress passed in December, will require high earner...
Beware of Artificially Inflated Credit Scores
Credit scores are a valuable tool for lenders, but they can be misleading. The pandemic caused credit scores to inflate artificially, and now some borrowers are slipping.
In the early days of the p...
How to Keep Your Credit Score Healthy in Retirement
Many people assume that their credit scores will stay the same or even improve after they retire. However, this is not always the case. In fact, credit scores can actually decline in retirement for a ...
5 Crucial Lessons to Learn for a Successful Retirement: Insights from Those Who Experienced It Firsthand
Thousands of Americans retire every day, often finding themselves short on cash, friendships, and plans. Many retirees confess to realizing too late how they could have prepared better for a more fina...
Unlocking the Power of Your IRA: A New Retirement Tax Break that Offers Regular Income & Supports Charitable Giving
If you're a retiree searching for a way to supplement your income while also making a positive impact on your favorite charity or alma mater, there's a new opportunity you might not have heard of. As ...
Navigating the Storm: A Guide to Managing Home Insurance Non-Renewal
In light of growing uncertainties and frequent extreme weather events, many American homeowners need to brace for the possibility that their home-insurance provider might not renew their coverage. Dam...
Understanding Reverse Mortgages: An Essential Guide for Homeowners
Navigating the complexities of retirement finances can be a daunting task. Among the variety of options available, reverse mortgages stand out as a unique financial product that many older homeowners ...
Mastering the Health Savings Account: A Comprehensive Guide
A Health Savings Account (HSA) is more than just a means to pay for your medical bills. With its triple tax advantage, it's a powerful tool that can bolster your financial health in several ways. From...
Smart Moves: 7 Effective Strategies Americans are Employing for Their 401(k) Management
The financial landscape in the United States is rapidly changing, and as a result, Americans are becoming more strategic and smarter in managing their 401(k) retirement accounts. A 401(k) is a retirem...
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